I obtained my hardship letter from my lender ,CITI RESIDENTIAL LENDING, they faxed it to me.
It consisted of two pages. The first pages has a heading HARDSHIP LETTER and below that is room for
your name and loan number, and then room for you to explain your situation.
The second page is titled Personal Financial Statement.
You are asked to list everything pertaining to your monthly income, your co- borrowers income etc.
You must list every monthly expense from child care to utilities to your cable bill to your food bill.
They do not have to remodify your loan and in my case they have turn me down .
I hope this helps it some small way.
It consisted of two pages. The first pages has a heading HARDSHIP LETTER and below that is room for
your name and loan number, and then room for you to explain your situation.
The second page is titled Personal Financial Statement.
You are asked to list everything pertaining to your monthly income, your co- borrowers income etc.
You must list every monthly expense from child care to utilities to your cable bill to your food bill.
They do not have to remodify your loan and in my case they have turn me down .
I hope this helps it some small way.